Hotels, Lodges, Bed and Breakfasts, Guest Houses, Resorts and Wellness Centres
Our policies can be structured to offer you the unique and affordable cover essential to the hospitality industry. Benefits include:
Sahib’s entertainment type policies offer cover for restaurants, franchises, event organisers, caterers and entertainment / function venues. Benefits include:
Wildlife Reserve policies cater for both Game Farms and Game Lodges, for example the ‘Wild Game Attack’ optional extension under the Liability Section. Benefits include:
Public Liability is one of the biggest risks to this industry as it necessitates providing a service to the public; an important factor here is the EC Directive. Benefits include:
Breaking the Broadform Mould
Unlike large corporates, smaller enterprises have not traditionally been afforded the same choices when it comes to general liability cover and have for the most part insured themselves under the fairly restrictive multimark type policies.
With the soon to be enforced Consumer Protection Bill South African hospitality service providers can expect to see their Duties of Care escalate sharply; with this comes the need for broader and more comprehensive liability protection.
A business owner needs to guard against becoming the victim of liability risks and with smaller businesses becoming more and more empowered, a thorough understanding of liability risk is crucial; the purchase of broadform liability insurance is no longer simply nice to have, it has become a necessity in this niche market.
For more information on broadform Liability visit www.camargeum.co.za